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Fitness Equipment Financing

You may think that your budget is going to be the determining factor in what you can afford in the way of home fitness equipment. You’re right, but fitness equipment financing could help you expand on that budget. Many of the major equipment manufacturers and even fitness equipment suppliers offer financing. Why? It’s all about pricing. Costs of these machines run well over $2,000. Instead of pulling that money from your savings account or doing without the equipment until you save up enough to pay for it, why not look into financing?


Bowflex is one of the best known names in fitness equipment. There are several options in the Bowflex line, including one that many people may not be aware of – the “build it yourself” model. This is one way for you to keep more control of the costs of your fitness equipment financing. You can include features that are important to you, and some that aren’t – thereby lowering your total cost.

The Bowflex Xtreme is the model most advertised by the Bowflex company. You’ll find the Xtreme in several models, including the Xtreme XLU with at a cost from the manufacturer of $1,099 – just more than $1,200 including shipping. Using the Bowflex fitness equipment financing plan, you can get your payments for as low as $16 a month, depending on the length of your loan. You can upgrade power rods for an additional $99.

The Bowflex TreadClimber is another popular piece of fitness equipment and another example of why you might need fitness equipment financing. You can pick up the TreadClimber model you want and even include accessories in your purchase, financing it all through Bowflex. Among the benefits of financing are no money down options, no annual fee and online applications for fitness equipment financing. You’ll find more information at http://www.treadclimber.com.

Nordic Track is another well known name in the fitness equipment industry. You’ll find Nordic Track equipment at http://www.nordictrack.com, and you can follow the links to find a full listing of products offered by Nordic Track. The Nordic Track Incline Trainer X10 has a recommended price of $2,299. You can add an additional warranty to that price, or choose the standard Nordic Track warranty. Then you can choose from several convenient fitness equipment financing options. If you want, you can make seven equal monthly payments, or you can apply for a longer financing period. You can also pay over six months without incurring any financing costs.

Many exercise equipment manufacturers understand the need to offer financing options, and are meeting that need. If you’re planning to put in an entire home gym and the plan includes some building, you may qualify for a home improvement loan that could cover the cost of your fitness equipment. Before you decide that you simply can’t afford the fitness equipment you’re hoping for, take time to look into fitness equipment options. You may be surprised at what you can afford.

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